Sunday, June 27, 2010
Tuesday, December 01, 2009
Tuesday, November 24, 2009
Pure Genius
I saw this last night on Jimmy Fallon and thought it was fukkin' awesome. (oh, and don't mind the 14 sec commercial at the beginning.)
Monday, November 16, 2009
Wednesday, November 04, 2009
Monday, November 02, 2009
Thursday, October 22, 2009
Wednesday, October 14, 2009
Tuesday, October 06, 2009
Like Hiring the Wolves to Watch the Hens or Capitalism at it's Finest
takes 3 minutes to read.
Firms are getting billions, but homeowners still in trouble
By Chris Adams | McClatchy Newspapers
WASHINGTON -- The federal government is engaged in a massive mortgage modification program that's on track to send billions in tax dollars to many of the very companies that judges or regulators have cited in recent years for abusive mortgage practices.
The firms, called mortgage servicers, have been cited for badgering, manipulating or lying to their customers; sticking them with bogus fees, or improperly foreclosing on them.
Mortgage servicers are the middlemen between homeowners and the investors that hold their mortgages, collecting homeowners' checks and disbursing payments for the mortgages, property tax and insurance. They're a necessary player for any modification.
The reliance on such companies points to an ironic paradox for federal regulators: Cleaning up the nation's financial crisis often rewards the firms that helped create the mess. Those Wall Street banks and mortgage servicing companies argue that they're best positioned to repair the damage they've helped cause. In the case of the mortgage program, the firms getting the taxpayers' money are, after all, the firms that control the troubled mortgages.
To make matters worse, the Government Accountability Office, Congress' watchdog, has said that the Treasury Department hasn't done enough to oversee the companies participating in what's known as the Home Affordable Modification Program, which emerged from the bank bailout bill Congress passed last fall.
The modification program has been slow to get off the ground. Since it began this spring, only 12 percent of a potential 3 million delinquent mortgages have begun the process of being reworked, or put into "a trial modification," according to Treasury Department data through August, the most recent available.
"We've consistently been behind this problem," said Mark Pearce, North Carolina's chief deputy commissioner of banks, who works with a state-level group of attorneys general from across the country. "Two years ago, maybe some were caught by surprise. But we still haven't gotten to a point where the servicers have demonstrated an ability to handle the problem."
Although it's early in the Treasury Department's program, housing advocates say the servicer industry for years has resisted helping customers with modifications. Donna and Ronnie Fruia, of Troutman, N.C., learned firsthand how difficult it can be.
The couple was in the midst of a series of health crises, and three members of the family — the couple's son, Donna's mother and Ronnie — were in the hospital.
It was then that Donna got an urgent call that somebody from her mortgage company, CitiFinancial, had just showed up in her husband's hospital room, where he was recovering from a stroke.
"They said, 'Some guy's in there aggravating him,'" she said.
"At the time, I couldn't even really talk that good," Ronnie said. "But he wanted me to sign a bunch of papers."
The Fruias had been trying to get a mortgage modification from CitiFinancial. The company, however, was pushing the Fruias to accept a modification that wouldn't have cut their interest rate, they said.
Only after the episode in the hospital room and the involvement of state regulators did CitiFinancial cut the mortgage's interest rate from 11.5 percent to 5 percent, lowering their monthly payment from $985 to $602. The process took from the start of the year until July.
"They were the perfect candidate for someone with a subprime rate getting a modification," said Henrietta Thompson, who as housing coordinator for United Family Services, a United Way-funded organization in Charlotte, helped the Fruias. "I know if the banking commissioner hadn't gotten involved, it wouldn't have happened."
While CitiFinancial, a unit of Citigroup Inc. — one of the largest recipients of TARP bailout funds — said it couldn't talk about specific customers, it's "pleased" that the case was resolved.
In 2007, an assistant attorney general in Iowa, Patrick Madigan, analyzed the looming mortgage meltdown and found that mortgage service companies have a "highly automated process, spending as little time as possible on an individual loan and preferably no time actually talking to the customer."
"Too many homeowners face foreclosure without receiving any meaningful assistance by their mortgage servicer, a reality that is growing worse rather than better," said a report from the State Foreclosure Prevention Working Group.
Under the Treasury Department's mortgage modification program, three parties can participate: the company that owns the loan, the company that services the loan, and the homeowner. All get a portion of the more than $20 billion that the federal government currently estimates it could spend to keep homes out of foreclosure.
While the Treasury said it's necessary to take in as many mortgage service companies as possible, the GAO found that the department wasn't doing enough to monitor the process.
In a July report, the GAO said that the department had "significant gaps in its oversight structure," and was short-staffed in the office monitoring the modification program. As of July — eight months into the program — the Treasury had filled fewer than half the positions in a key modification office. (Many of those jobs have since been filled, the department said.)
Beyond that, the government had conducted "readiness reviews" of only seven of 27 mortgage servicers the GAO examined; no more were planned. The reviews only included interviews with senior executives — and the information gathered wasn't verified.
"Treasury cannot identify, assess and address risks associated with servicers that lack the capacity to fulfill all program requirements," the GAO said.
Several companies in the Treasury program have been cited by judges or regulators for having engaged in improper behavior with their customers.
They include Select Portfolio Servicing Inc., a Utah-based company formerly known as Fairbanks Capital Corp.; Countrywide Home Loans Inc., now a unit of Bank of America Corp.; Carrington Mortgage Services LLC, based in California; Saxon Mortgage Services Inc., a unit of Morgan Stanley; EMC Mortgage Corp., now a subsidiary of J.P. Morgan Chase & Co.; and Green Tree Servicing, a Minnesota company.
Ocwen Financial Corp., a Florida-based company that services more than 300,000 mortgages nationwide, could receive more than $200 million in TARP payments.
"Ocwen has screwed up my finances so bad you can't believe it," said Brad Rhoton, whose rental properties in the Houston suburbs are part of a nationwide lawsuit against Ocwen. "It's been the most maddening process you can imagine."
Rhoton's lawsuit charges that Ocwen constantly misapplied Rhoton's mortgage payments and tacked on unnecessary fees and insurance, causing his accounts to fall behind.
Over the years, Ocwen has lost other lawsuits and has been slapped down by a federal judge for its conduct.
In one Texas bankruptcy case, for example, a federal judge blasted Ocwen after it tried to pass the cost of a $1,000 sanction onto the customer it was cited for mistreating. When the judge found out, he said, "Ocwen's course of conduct in this proceeding bordered on the outrageous." He fined the company an additional $27,500.
The case was far from isolated, however. A jury in Galveston, Texas, ordered the company to pay $11.5 million, and one down the coast in Corpus Christi ordered it to pay $3 million for unfairly foreclosing on homeowners (both cases were then settled in the appeals process for undisclosed amounts).
In both cases, the plaintiffs were on the edge financially, and so when Ocwen added extra fees to their accounts. they quickly fell behind.
That was part of their strategy, plaintiffs' attorneys said. One of the key witnesses before both juries was a former Ocwen account officer who said the company trained its sights on customers who had substantial equity in their homes. In those cases, the company had the most to gain if customers lost their homes in foreclosure.
"We didn't treat the people very well, but the money was pretty good," the former account officer, Ron Davis, testified during one of the trials. (Davis couldn't be reached for further comment.)
The motive, he said, was simple: force people into foreclosure as a way to earn higher bonuses.
"We would call the customers and ask them what bridge they were going to live under," Davis testified.
Firms are getting billions, but homeowners still in trouble
By Chris Adams | McClatchy Newspapers
WASHINGTON -- The federal government is engaged in a massive mortgage modification program that's on track to send billions in tax dollars to many of the very companies that judges or regulators have cited in recent years for abusive mortgage practices.
The firms, called mortgage servicers, have been cited for badgering, manipulating or lying to their customers; sticking them with bogus fees, or improperly foreclosing on them.
Mortgage servicers are the middlemen between homeowners and the investors that hold their mortgages, collecting homeowners' checks and disbursing payments for the mortgages, property tax and insurance. They're a necessary player for any modification.
The reliance on such companies points to an ironic paradox for federal regulators: Cleaning up the nation's financial crisis often rewards the firms that helped create the mess. Those Wall Street banks and mortgage servicing companies argue that they're best positioned to repair the damage they've helped cause. In the case of the mortgage program, the firms getting the taxpayers' money are, after all, the firms that control the troubled mortgages.
To make matters worse, the Government Accountability Office, Congress' watchdog, has said that the Treasury Department hasn't done enough to oversee the companies participating in what's known as the Home Affordable Modification Program, which emerged from the bank bailout bill Congress passed last fall.
The modification program has been slow to get off the ground. Since it began this spring, only 12 percent of a potential 3 million delinquent mortgages have begun the process of being reworked, or put into "a trial modification," according to Treasury Department data through August, the most recent available.
"We've consistently been behind this problem," said Mark Pearce, North Carolina's chief deputy commissioner of banks, who works with a state-level group of attorneys general from across the country. "Two years ago, maybe some were caught by surprise. But we still haven't gotten to a point where the servicers have demonstrated an ability to handle the problem."
Although it's early in the Treasury Department's program, housing advocates say the servicer industry for years has resisted helping customers with modifications. Donna and Ronnie Fruia, of Troutman, N.C., learned firsthand how difficult it can be.
The couple was in the midst of a series of health crises, and three members of the family — the couple's son, Donna's mother and Ronnie — were in the hospital.
It was then that Donna got an urgent call that somebody from her mortgage company, CitiFinancial, had just showed up in her husband's hospital room, where he was recovering from a stroke.
"They said, 'Some guy's in there aggravating him,'" she said.
"At the time, I couldn't even really talk that good," Ronnie said. "But he wanted me to sign a bunch of papers."
The Fruias had been trying to get a mortgage modification from CitiFinancial. The company, however, was pushing the Fruias to accept a modification that wouldn't have cut their interest rate, they said.
Only after the episode in the hospital room and the involvement of state regulators did CitiFinancial cut the mortgage's interest rate from 11.5 percent to 5 percent, lowering their monthly payment from $985 to $602. The process took from the start of the year until July.
"They were the perfect candidate for someone with a subprime rate getting a modification," said Henrietta Thompson, who as housing coordinator for United Family Services, a United Way-funded organization in Charlotte, helped the Fruias. "I know if the banking commissioner hadn't gotten involved, it wouldn't have happened."
While CitiFinancial, a unit of Citigroup Inc. — one of the largest recipients of TARP bailout funds — said it couldn't talk about specific customers, it's "pleased" that the case was resolved.
In 2007, an assistant attorney general in Iowa, Patrick Madigan, analyzed the looming mortgage meltdown and found that mortgage service companies have a "highly automated process, spending as little time as possible on an individual loan and preferably no time actually talking to the customer."
"Too many homeowners face foreclosure without receiving any meaningful assistance by their mortgage servicer, a reality that is growing worse rather than better," said a report from the State Foreclosure Prevention Working Group.
Under the Treasury Department's mortgage modification program, three parties can participate: the company that owns the loan, the company that services the loan, and the homeowner. All get a portion of the more than $20 billion that the federal government currently estimates it could spend to keep homes out of foreclosure.
While the Treasury said it's necessary to take in as many mortgage service companies as possible, the GAO found that the department wasn't doing enough to monitor the process.
In a July report, the GAO said that the department had "significant gaps in its oversight structure," and was short-staffed in the office monitoring the modification program. As of July — eight months into the program — the Treasury had filled fewer than half the positions in a key modification office. (Many of those jobs have since been filled, the department said.)
Beyond that, the government had conducted "readiness reviews" of only seven of 27 mortgage servicers the GAO examined; no more were planned. The reviews only included interviews with senior executives — and the information gathered wasn't verified.
"Treasury cannot identify, assess and address risks associated with servicers that lack the capacity to fulfill all program requirements," the GAO said.
Several companies in the Treasury program have been cited by judges or regulators for having engaged in improper behavior with their customers.
They include Select Portfolio Servicing Inc., a Utah-based company formerly known as Fairbanks Capital Corp.; Countrywide Home Loans Inc., now a unit of Bank of America Corp.; Carrington Mortgage Services LLC, based in California; Saxon Mortgage Services Inc., a unit of Morgan Stanley; EMC Mortgage Corp., now a subsidiary of J.P. Morgan Chase & Co.; and Green Tree Servicing, a Minnesota company.
Ocwen Financial Corp., a Florida-based company that services more than 300,000 mortgages nationwide, could receive more than $200 million in TARP payments.
"Ocwen has screwed up my finances so bad you can't believe it," said Brad Rhoton, whose rental properties in the Houston suburbs are part of a nationwide lawsuit against Ocwen. "It's been the most maddening process you can imagine."
Rhoton's lawsuit charges that Ocwen constantly misapplied Rhoton's mortgage payments and tacked on unnecessary fees and insurance, causing his accounts to fall behind.
Over the years, Ocwen has lost other lawsuits and has been slapped down by a federal judge for its conduct.
In one Texas bankruptcy case, for example, a federal judge blasted Ocwen after it tried to pass the cost of a $1,000 sanction onto the customer it was cited for mistreating. When the judge found out, he said, "Ocwen's course of conduct in this proceeding bordered on the outrageous." He fined the company an additional $27,500.
The case was far from isolated, however. A jury in Galveston, Texas, ordered the company to pay $11.5 million, and one down the coast in Corpus Christi ordered it to pay $3 million for unfairly foreclosing on homeowners (both cases were then settled in the appeals process for undisclosed amounts).
In both cases, the plaintiffs were on the edge financially, and so when Ocwen added extra fees to their accounts. they quickly fell behind.
That was part of their strategy, plaintiffs' attorneys said. One of the key witnesses before both juries was a former Ocwen account officer who said the company trained its sights on customers who had substantial equity in their homes. In those cases, the company had the most to gain if customers lost their homes in foreclosure.
"We didn't treat the people very well, but the money was pretty good," the former account officer, Ron Davis, testified during one of the trials. (Davis couldn't be reached for further comment.)
The motive, he said, was simple: force people into foreclosure as a way to earn higher bonuses.
"We would call the customers and ask them what bridge they were going to live under," Davis testified.
Friday, September 25, 2009
A Bill Maher New Rule
from huffingtonpost.com
New Rule: If America can't get its act together, it must lose the bald eagle as our symbol and replace it with the YouTube video of the puppy that can't get up. As long as we're pathetic, we might as well act like it's cute. I don't care about the president's birth certificate, I do want to know what happened to "Yes we can." Can we get out of Iraq? No. Afghanistan? No. Fix health care? No. Close Gitmo? No. Cap-and-trade carbon emissions? No. The Obamas have been in Washington for ten months and it seems like the only thing they've gotten is a dog.
Well, I hate to be a nudge, but why has America become a nation that can't make anything bad end, like wars, farm subsidies, our oil addiction, the drug war, useless weapons programs - oh, and there's still 60,000 troops in Germany - and can't make anything good start, like health care reform, immigration reform, rebuilding infrastructure. Even when we address something, the plan can never start until years down the road. Congress's climate change bill mandates a 17% cut in greenhouse gas emissions... by 2020! Fellas, slow down, where's the fire? Oh yeah, it's where I live, engulfing the entire western part of the United States!
We might pass new mileage standards, but even if we do, they wouldn't start until 2016. In that year, our cars of the future will glide along at a breathtaking 35 miles-per-gallon. My goodness, is that even humanly possible? Cars that get 35 miles-per-gallon in just six years? Get your head out of the clouds, you socialist dreamer! "What do we want!? A small improvement! When do we want it!? 2016!"
When it's something for us personally, like a laxative, it has to start working now. My TV remote has a button on it now called "On Demand". You get your ass on my TV screen right now, Jon Cryer, and make me laugh. Now! But when it's something for the survival of the species as a whole, we phase that in slowly.
Folks, we don't need more efficient cars. We need something to replace cars. That's what's wrong with these piddly, too-little-too-late half-measures that pass for "reform" these days. They're not reform, they're just putting off actually solving anything to a later day, when we might by some miracle have, a) leaders with balls, and b) a general populace who can think again. Barack Obama has said, "If we were starting from scratch, then a single-payer system would probably make sense." So let's start from scratch.
Even if they pass the shitty Max Baucus health care bill, it doesn't kick in for 4 years, during which time 175,000 people will die because they're not covered, and about three million will go bankrupt from hospital bills. We have a pretty good idea of the Republican plan for the next three years: Don't let Obama do anything. What kills me is that that's the Democrats' plan, too.
We weren't always like this. Inert. In 1965, Lyndon Johnson signed Medicare into law and 11 months later seniors were receiving benefits. During World War II, virtually overnight FDR had auto companies making tanks and planes only. In one eight year period, America went from JFK's ridiculous dream of landing a man on the moon, to actually landing a man on the moon.
This generation has had eight years to build something at Ground Zero. An office building, a museum, an outlet mall, I don't care anymore. I'm tempted to say that, symbolically, all America can do lately is keep digging a hole, but Ground Zero doesn't represent a hole. It is a hole. America: Home of the Freedom Pit. Ironically, it's spitting distance from Wall Street, where they knock down buildings a different way - through foreclosure.
That's the ultimate sign of our lethargy: millions thrown out of their homes, tossed out of work, lost their life savings, retirements postponed - and they just take it. 30% interest on credit cards? It's a good thing the Supreme Court legalized sodomy a few years ago.
Why can't we get off our back? Is it something in the food? Actually, yes. I found out something interesting researching last week's editorial on how we should be taxing the unhealthy things Americans put into their bodies, like sodas and junk foods and gerbils. Did you know that we eat the same high-fat, high-carb, sugar-laden shit that's served in prisons and in religious cults to keep the subjects in a zombie-like state of lethargic compliance? Why haven't Americans arisen en masse to demand a strong public option? Because "The Bachelor" is on. We're tired and our brain stems hurt from washing down French fries with McDonald's orange drink.
The research is in: high-fat diets makes you lazy and stupid. Rats on an American diet weren't motivated to navigate their maze and once in the maze they made more mistakes. And, instead of exercising on their wheel, they just used it to hang clothes on. Of course we can't ban assault rifles - we're the first generation too lazy to make its own coffee. We're the generation that invented the soft chocolate chip cookie: like a cookie, only not so exhausting to chew. I ask you, if the food we're eating in America isn't making us stupid, how come the people in Carl's Jr. ads never think to put a napkin over their pants?
Read more at: http://www.huffingtonpost.com/bill-maher/new-rule-if-america-cant_b_299383.html
New Rule: If America can't get its act together, it must lose the bald eagle as our symbol and replace it with the YouTube video of the puppy that can't get up. As long as we're pathetic, we might as well act like it's cute. I don't care about the president's birth certificate, I do want to know what happened to "Yes we can." Can we get out of Iraq? No. Afghanistan? No. Fix health care? No. Close Gitmo? No. Cap-and-trade carbon emissions? No. The Obamas have been in Washington for ten months and it seems like the only thing they've gotten is a dog.
Well, I hate to be a nudge, but why has America become a nation that can't make anything bad end, like wars, farm subsidies, our oil addiction, the drug war, useless weapons programs - oh, and there's still 60,000 troops in Germany - and can't make anything good start, like health care reform, immigration reform, rebuilding infrastructure. Even when we address something, the plan can never start until years down the road. Congress's climate change bill mandates a 17% cut in greenhouse gas emissions... by 2020! Fellas, slow down, where's the fire? Oh yeah, it's where I live, engulfing the entire western part of the United States!
We might pass new mileage standards, but even if we do, they wouldn't start until 2016. In that year, our cars of the future will glide along at a breathtaking 35 miles-per-gallon. My goodness, is that even humanly possible? Cars that get 35 miles-per-gallon in just six years? Get your head out of the clouds, you socialist dreamer! "What do we want!? A small improvement! When do we want it!? 2016!"
When it's something for us personally, like a laxative, it has to start working now. My TV remote has a button on it now called "On Demand". You get your ass on my TV screen right now, Jon Cryer, and make me laugh. Now! But when it's something for the survival of the species as a whole, we phase that in slowly.
Folks, we don't need more efficient cars. We need something to replace cars. That's what's wrong with these piddly, too-little-too-late half-measures that pass for "reform" these days. They're not reform, they're just putting off actually solving anything to a later day, when we might by some miracle have, a) leaders with balls, and b) a general populace who can think again. Barack Obama has said, "If we were starting from scratch, then a single-payer system would probably make sense." So let's start from scratch.
Even if they pass the shitty Max Baucus health care bill, it doesn't kick in for 4 years, during which time 175,000 people will die because they're not covered, and about three million will go bankrupt from hospital bills. We have a pretty good idea of the Republican plan for the next three years: Don't let Obama do anything. What kills me is that that's the Democrats' plan, too.
We weren't always like this. Inert. In 1965, Lyndon Johnson signed Medicare into law and 11 months later seniors were receiving benefits. During World War II, virtually overnight FDR had auto companies making tanks and planes only. In one eight year period, America went from JFK's ridiculous dream of landing a man on the moon, to actually landing a man on the moon.
This generation has had eight years to build something at Ground Zero. An office building, a museum, an outlet mall, I don't care anymore. I'm tempted to say that, symbolically, all America can do lately is keep digging a hole, but Ground Zero doesn't represent a hole. It is a hole. America: Home of the Freedom Pit. Ironically, it's spitting distance from Wall Street, where they knock down buildings a different way - through foreclosure.
That's the ultimate sign of our lethargy: millions thrown out of their homes, tossed out of work, lost their life savings, retirements postponed - and they just take it. 30% interest on credit cards? It's a good thing the Supreme Court legalized sodomy a few years ago.
Why can't we get off our back? Is it something in the food? Actually, yes. I found out something interesting researching last week's editorial on how we should be taxing the unhealthy things Americans put into their bodies, like sodas and junk foods and gerbils. Did you know that we eat the same high-fat, high-carb, sugar-laden shit that's served in prisons and in religious cults to keep the subjects in a zombie-like state of lethargic compliance? Why haven't Americans arisen en masse to demand a strong public option? Because "The Bachelor" is on. We're tired and our brain stems hurt from washing down French fries with McDonald's orange drink.
The research is in: high-fat diets makes you lazy and stupid. Rats on an American diet weren't motivated to navigate their maze and once in the maze they made more mistakes. And, instead of exercising on their wheel, they just used it to hang clothes on. Of course we can't ban assault rifles - we're the first generation too lazy to make its own coffee. We're the generation that invented the soft chocolate chip cookie: like a cookie, only not so exhausting to chew. I ask you, if the food we're eating in America isn't making us stupid, how come the people in Carl's Jr. ads never think to put a napkin over their pants?
Read more at: http://www.huffingtonpost.com/bill-maher/new-rule-if-america-cant_b_299383.html
Saturday, September 19, 2009
Sunday, September 13, 2009
Friday, September 04, 2009
Saturday, August 29, 2009
remote control face
check this out. i'm not sure i like the idea of someone being able to remote control my face so precisely. the dude in the top right does his best not to laugh through most of the clip.
Monday, August 24, 2009
Friday, August 21, 2009
Wednesday, August 19, 2009
Saturday, August 15, 2009
Tuesday, August 11, 2009
Drunk C Wants to Play XBox
I picked up Tiger 10 a few weeks ago and convinced Big C and T to pick it up also. So we've gotten in to the habit of getting drunk and playing "one-ball" on Friday and/or Saturday nights. Last Friday afternoon, per protocol, I get a text message from Big C (also sent to T) setting up a "date" to play XBox later in the evening. I accepted, but Friday evening around 7-ish, Jackie and I decided to go get dinner. I sent a message that I would be home by 9 and we'd play then. Big mistake.
Big C and T had already started drinking and were playing 1 vs. 100 while waiting for me to join them for some Tiger. However, dinner ran later than expected and we also stopped at Meijer to pick up some groceries before going home. Long story short, I didn't make it home 'til 10:30. However, Big C, not being one to let my tardiness go unnoticed, decided to leave me a few drunken voicemails.
The first was promptly at 9PM, my original time to return home from dinner. He then called back at 9:30, at which time I did answer the phone and DID explain to him that I was at Meijer and would be home shortly. He was obviously drunk when I talked to him, but I was certainly enjoying the conversation. Then again, he called back at 10:01 PM to leave another voicemail 'cause I had not yet met them online to play XBox. I find it interesting to note that, while apparently drunk in his first voicemail, he is exponentially drunker in his second, only one hour later. He rambles about jerking each other off in the circle of trust.
Gotta love Big C. And you gotta love the fact that I was sober and have the technology to save and post my voicemails to the web. Enjoy...
Big C and T had already started drinking and were playing 1 vs. 100 while waiting for me to join them for some Tiger. However, dinner ran later than expected and we also stopped at Meijer to pick up some groceries before going home. Long story short, I didn't make it home 'til 10:30. However, Big C, not being one to let my tardiness go unnoticed, decided to leave me a few drunken voicemails.
The first was promptly at 9PM, my original time to return home from dinner. He then called back at 9:30, at which time I did answer the phone and DID explain to him that I was at Meijer and would be home shortly. He was obviously drunk when I talked to him, but I was certainly enjoying the conversation. Then again, he called back at 10:01 PM to leave another voicemail 'cause I had not yet met them online to play XBox. I find it interesting to note that, while apparently drunk in his first voicemail, he is exponentially drunker in his second, only one hour later. He rambles about jerking each other off in the circle of trust.
Gotta love Big C. And you gotta love the fact that I was sober and have the technology to save and post my voicemails to the web. Enjoy...
Sunday, August 09, 2009
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